Ahome loan is probably the biggest loan that one takes. Not only in terms of the loan amount, but also tenures, which can be 15 years or more. The total final amount that one pays can be double of what was borrowed. But a home loan is among the cheapest loans available, and usually it […]
These funds offer the benefit of diversification, but consider the risks too Use these funds for some tactical allocation when there is a strong case for a particular market to do well If you were to sort all equity mutual funds available for retail investment by their one-year performance, international funds would come on top.[…..]
My father passed away in 2014. His HUF is the owner of our home. My mother, one married sister, one widowed sister and I are in Delhi. Now I desire that our home should be in my name for ease of succession. Also, another real estate asset lies in the name of my HUF. Can[…..]
Typically, all salaried individuals contribute at least 12% of their salary to the Employees’ Provident Fund (EPF) account, and their employer matches the contribution. Employees can even voluntarily contribute up to 100% of their salary to EPF, but employers are mandatorily required to only match up to 12%. The contributions made to EPF then compounds[…..]